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 Security & Privacy   
Security Guarantee
Privacy Policy
Terms & Conditions
Email Fraud Information

 Special Notice   
Ensuring the privacy and protection of your personal information is of utmost importance to Charter One Bank. We will never email you to request personal account information over the internet or any other means. Help protect yourself against online fraud - if you suspect that an unsolicited email is fraudulent, please call our customer service hotline at 1-800-234-6002.

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Security Guarantee

CCO Mortgage Corp. is committed to providing a secure environment for online communication and commerce.

Online Loan Application Security

When you fill out an application online, your personal information will be scrambled using SSL encryption technology before being sent over the Internet. This makes it virtually impossible for your information to be stolen or intercepted while being transferred through cyberspace. When we receive your application, it is stored in a secure location until we're ready to process it.

The Web site uses the highest standard of encryption technology to create a secure environment for the transfer of sensitive information between your browser and our secured server. Our security employs Secured Socket Layers (SSL) and a 128-bit encryption key. You must have an SSL-enabled browser to take advantage of this. If you are concerned about the safety of transmitting data to us, you can always call us toll-free at 1-800-288-5569 (home financing and refinancing) or at 1-866-612-6204 (home equity lines of credit). We'd be happy to take your application by phone. However, of the hundreds of applications we receive over the Internet every month, we have never had a customer complain that their data was illegally intercepted.

You will find additional information about Web browsers and our certificates of security at the bottom of this page.

Current Customer Data Security

If you are a current customer of CCO Mortgage Corp., your account information is maintained on a separate server that is removed from the Internet and protected from intrusion by a firewall. While you are viewing your account information via the Web site, it is presented to you using Secured Socket Layers (SSL) and a 128-bit encryption key. You must have an SSL-enabled browser to take advantage of this.

Additional Information

Our certificate of security used when applying online for home equity lines and the QuickStart application on the Web site is authorized by Thawte, a Verisign company. Click here to view our Thawte certificate.

For more information about cryptography and security, please visit

(CCO Mortgage Corp. has no control over the content of the Thawte Web site.)

To confirm that you are communicating with our Web site in a secure mode, please be aware of the security icons on your browser. When you are viewing a secure page, you should see an image of a locked padlock in the lower left hand corner of Netscape 4.0 or Explorer and a yellow key in a blue box in older versions of Netscape. Also, to view security information, click your right mouse button on a secure page and select "View Frame Info" (Netscape 4.0) or "Properties" (Explorer 3.0 For older versions of Netscape, select "View," then "Frame Info" from the file menu at the top of the window.

Netscape SSL Icon Netscape 4.0 and above
IE SSL Icon Explorer 4.0 and above

Note that if you are using a version of Internet Explorer or Netscape Navigator less than 4.0, your digital certificate may have expired on 1/1/00. Both companies recommend obtaining the new versions of their browsers, which are free.

(CCO Mortgage Corp. has no control over the content of the Microsoft or Netscape Web sites.)

If you have any questions not answered here, please contact us.

You may wish to visit the Federal Trade Commission Web site at for further information about online security.

(CCO Mortgage Corp. has no control over the content of the Federal Trade Commission Web site.)

Mortgages are offered and originated by RBS Citizens, N.A. CCO Mortgage is a division of RBS Citizens, N.A.
Copyright 2015 RBS Citizens, N.A. All rights reserved.